wool carder bee ??

wool carder bee ??

Observation - wool carder bee ??. Description: wool carder bee or could it be cuckoo bee Melecta albifrons although the usual cuckoo bees i get are black and white in my garden

wool carder bee or could it be cuckoo bee Melecta albifrons although the usual cuckoo bees i get are black and white in my garden