FLY OR BEE OR WHAT?

FLY OR BEE OR WHAT?

Observation - FLY OR BEE OR WHAT?. Description: Black and yellow fly - in the way bees and wasps are black and yellow . . . but what is it? Smooth on top, hairy round the edges, clear wings, about half an inch long.

Black and yellow fly - in the way bees and wasps are black and yellow . . . but what is it? Smooth on top, hairy round the edges, clear wings, about half an inch long.