red tailed but also yellow banded
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Look like a lapidarius to me too. The queen and workers are all females. this one is banded on the thorax because it is a male. They appear in the late summer.
Yes, this is a male red-tailed bumblebee. Notpop, perhaps you could add a revised ID with the scientific name (Bombus lapidarius) so that we can agree with your ID :)
Lat/Lng: 55.9414, -2.9037
OS grid ref: NT436724